Untitled

For most people your home is your single biggest investment, and you take pride in maintaining and improving it. But have you thought about the maintenance of your homeowners insurance? It takes two people to get the best homeowners insurance coverage; you and your agent.

Here are some of the many coverages available to you:

Basic Coverages:

* House * Other Structures and Outbuildings * Contents * Additional Living Expenses * Personal Liability

Additional Coverages to Consider:

*Replacement cost on the house

** Riders** Your insurance policy will limit the amount of automatic coverage you have for certain personal property such as jewelry and guns. If you have a large collection of any kind discuss it with your agent to make sure you have enough coverage. You may need to add a rider to the policy to properly protect certain contents.