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Commercial General Liabiliy- This coverage gives you your basic liability which will protect you against claims by others. More specifically, this can be tailored to protect against suits relating to:
* Premises/Operation * Completed Products and Operations * Medical Payments * Personal and Advertising Injury * Fire Damage Liability
Limits from $300,000 CSL up to $4,000,000 are available depending on the business class.
Commercial Property- When it comes to property insurance for your business, you want to keep it simple. This coverage provides protection for things such as:
*Buildings * Business personal property * Equipment * Iinventories.
Even if you need your insurance for your computers, or just your business records, we have a policy to fit you! You can put everything on one policy that provides all the coverage you need in an easy to understand format, at a very competitive price.
Business Automobile- Downtime for your commercial vehicle is more than an inconvenience- it’s lost profit. That’s why you need commercial coverage and service to get you back on the road fast. Business Auto coverage can provide:
* Liability * Uninsured/ Underinsured Motorists * Personal Injury * Medical Payments * Physical Damage * Hired and Non-owned
We will take you through a policy detailing all the required state coverage and explaining the optional coverage that fits you best. We can ever provide bonds for heavy and overweight vehicles! Contact us to discuss your situation.
Workers Compensation- New York State requires workers compensation, so why not make the most of it. We have several companies to help you get the best value for your money.
Workers compensation provides coverage to protect employees by providing benefits for job related injuries and illnesses. It helps protect you and your business by minimizing lawsuits from employees relating to these injuries and illnesses. Specific coverages include:
* Rehabilitation Benefits * Death Benefits * Income Benefits * Medical Benefits *
Commercial Umbrella- Are your liability limits high enough? Even if you buy the maximum limits on your General Liability policy you can still be short coverage.
An umbrella policy provides protection above and beyond the general liability limits to protect you once they are exhausted. We have umbrella limits ranging from $1,000,000 up depending on your business class. Contact our closest office to discuss.
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